How we operate, no loan offer, no fee.

We speculate on delivering loan terms that you are happy to accept*. See the process below:

Confidential telephone discussion.

Premier receive management accounts on home by home basis, plus a current corporate structure chart.

Familiarisation meeting at your offices.

Premier prepare discussion illustration (ideas at this stage).

Meeting at your offices.

Premier calls for full information. It is our policy to collate all the information the banks will require.

Our terms of engagement to be agreed and signed with exclusivity and sufficient time to complete the restructure.

We prepare a 5 year forecast, month by month and home by home with cashflow testing covenant compliance through any developments for the five years.Forecasts to be signed off by you.

Premier estimates the value of each site for discussion. We use standard valuation methodology.

Discussion on suggested plan of action, including the number of banks and the quantum of debt.

Strategy to be approved by you.

Forecasts to be frozen following your approval.

Full bank presentations are prepared in paper and electronic format.

Premier to introduce you to the banks at your offices.

Indicative terms to be issued by all banks for your assessment.

All banks to submit the proposal to Credit for 1st stage approval.

Banks to report to Credit for formal approval.

You accept or reject the Credit approved terms after you and Premier have negotiated the terms with the banks.

You accept the bank/s terms.

Only now does the fee to Premier become payable.

Only part payment may be required at this point.

The legal process begins with substantial support by Premier.

Banks to instruct formal valuations from their approved panel.

Legal process.

Completion - Full balance of Premier’s fee is now due.

*Subject to the terms of engagement